The Kindbody Blog

Your resource for all things fertility, wellness, and women's health

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Future Family, the only financing platform built exclusively for fertility patients, today announced a partnership with Kindbody, a leading fertility and family-building benefits provider and fertility care delivery platform. This collaboration will provide Kindbody patients with greater access to comprehensive fertility treatments through flexible, patient-centered financing options paired with dedicated clinical and financial support.

"Access to affordable, compassionate fertility care has been our mission since day one," said Brian Miller, Chief Operating Officer at Kindbody. "Partnering with Future Family allows us to remove one of the most significant barriers our patients face—the cost of treatment. Together, we're ensuring that financial constraints don't stand between people and their dreams of building a family."

The partnership addresses a critical need in fertility care, where the average IVF cycle can cost $15,000-$20,000 or more, and patients often require multiple cycles. Through Future Family, Kindbody patients now have access to:
● Personalized financing up to $50,000 with competitive rates and flexible terms
tailored to individual treatment plans
● Soft pre-qualification that doesn't impact credit scores
● Dedicated Financial Specialists who customize payment plans based on each
patient's unique circumstances and treatment timeline
● RN Care Coaches who provide expert guidance throughout the fertility journey
● Comprehensive coverage for IVF, IUI, egg freezing, medications, genetic testing,
donor services, and more

"Future Family was born from personal experience—I built my own family through IVF and experienced first hand the high out of pocket cost of IVF. Financial stress can compound an already emotional journey," said Claire Tomkins, Founder of Future Family. "We've helped more than 10,000 patients move forward with care, and partnering with Kindbody allows us to extend that support to even more families seeking compassionate, accessible fertility treatment."

Future Family's financing features include no prepayment penalties, interest that accrues only on funds actually used, and flexibility to secure financing up to 90 days before treatment begins, with payments starting only after the initial disbursement. The platform's concierge approach ensures patients receive guidance on all aspects of their treatment costs, including medications, testing, and ancillary services.

The partnership reflects both organizations' commitments to making family building more accessible, particularly for LGBTQ+ individuals and families, single parents by choice, and anyone facing fertility challenges.

Kindbody patients can apply for financing online and connect directly with a Future Family Financial Specialist to explore options specific to their treatment plan.

About Kindbody
Kindbody is a leading fertility, family-building, and women’s health company offering comprehensive clinical care and benefit solutions for employers, health plans, and individuals. Through its national network of signature clinics, partner practices, and virtual care, Kindbody provides end‐to‐end support spanning fertility treatment, third‐party reproduction, adoption, pregnancy, men’s health, menopause, and holistic well‐being. By combining outcomes‐driven medicine, technology, and compassionate care, Kindbody is on a mission to make high‐quality reproductive and family-building care more accessible, affordable, and equitable for people everywhere. To learn more about Kindbody visit www.kindbody.com.

About Future Family
Future Family is the only financing platform built exclusively for fertility patients. Founded by a fertility patient who built her own family through IVF, Future Family combines flexible, fixed-rate financing with dedicated clinical and financial support. Having helped more than 10,000 patients access care, Future Family's mission is to remove financial barriers so more people can build the families of their dreams. For more information, visit https://www.futurefamily.com/.ative Financing Solutions.

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Luna, an innovative healthtech company developing the world’s most advanced smart wearables, and Kindbody, a leading fertility and family-building benefits provider and fertility care delivery platform, today announced a strategic partnership designed to bring more clarity, personalization, and data-driven insight to women’s health and the fertility journey.

Fertility is shaped by intricate shifts in physiology, including temperature, recovery, sleep, stress, and hormonal rhythm, most of which unfold outside the clinical environment. By bringing those daily signals into view using Luna’s biomarker tracking, the partnership offers patients a clearer understanding of their bodies while giving Kindbody care teams a more contextual and holistic picture of each individual’s reproductive health.

“The conception journey is one of the most meaningful and complex chapters in a person’s life, and it deserves both deep empathy and deep intelligence,” said Amit Khatri, Founder of Luna. “By uniting Luna’s continuous biomarker sensing with Kindbody’s world-class clinical expertise, we are giving patients a clearer window into their bodies and giving physicians a new dimension of insight that can elevate the entire care experience. This partnership represents the future of reproductive health: connected, personalized, and profoundly human.”

Through this collaboration, Luna’s technology will be made available within the Kindbody ecosystem, enriching the experience for fertility patients seeking a more informed, connected, and supportive path toward parenthood. 

“This partnership with Luna represents a significant step forward in making fertility care smarter and more personalized,” said David Stern, CEO of Kindbody. “By leveraging data-driven insights, we can better support patients and providers alike, ensuring every decision is informed, effective, and centered on the needs of those on their fertility journey.”

Learn how the Luna ring can support you on your fertility journey on the Luna website. 

About Kindbody
Kindbody is a leading fertility, family-building, and women’s health company offering comprehensive clinical care and benefit solutions for employers, health plans, and individuals. Through its national network of signature clinics, partner practices, and virtual care, Kindbody provides end‑to‑end support spanning fertility treatment, third‑party reproduction, adoption, pregnancy, men’s health, menopause, and holistic well‑being. By combining outcomes‑driven medicine, technology, and compassionate care, Kindbody is on a mission to make high‑quality reproductive and family-building care more accessible, affordable, and equitable for people everywhere. To learn more about Kindbody visit www.kindbody.com.

About Luna

Luna is a health-tech company reimagining personal health through an integrated ecosystem of hardware, software, and intelligence. At its core is LifeOS, Luna’s adaptive health operating system that interprets biometric data from the Luna Ring and other devices to deliver real-time guidance on energy, women's health, circadian rhythm, and recovery. With science-first design and a global user base, Luna aims to make precision health both accessible and aspirational.

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Clinic: St. Louis
Doctor: Dr. Julie Rhee
Conditions: Secondary Infertility, Recurrent Pregnancy Loss
Treatments: Embryo Preimplantation Genetic Testing, In Vitro Fertilization (IVF)

In Hannah's own words

Our Journey to IVF Success

We sought out IVF after losing two pregnancies— we decided if we wanted to try for another baby, we wanted to give ourselves the best possible chance.

A Warm Welcome at Kindbody

From our first meeting with Dr. Rhee, we felt completely at home. She took time to consider our unique situation and gave us several options to move forward.

Our Path to Success

We ended up doing an egg retrieval, PGT testing, and a frozen embryo transfer which resulted in a successful pregnancy and the birth of our little girl.

A Comfortable and Safe Experience

From our first appointment, the entire team made what would ordinarily be an intimidating process feel comfortable and safe. They calmed our nerves leading up to the retrieval and transfer and celebrated with us during ultrasounds.

Thrilled with Our Choice

We had such a wonderful experience all around and are so thrilled that we chose Kindbody!

Advice for New Beginnings

Be patient and have faith! When you’re yearning to build your family, the journey can seem slow, but once you see that positive pregnancy test or hold your baby in your arms, the wait seems insignificant.


Step closer to the family you've always envisioned.

Schedule your fertility consultation today!

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Clinic: Kindbody Chicago
Treatments: IVF

A Long Journey Toward Our Last Baby

We set out on a journey to conceive our last bundle of joy. We didn't know then that it was going to take 2 years, along with tears of joy and sadness. It was a rollercoaster of emotions, but it was so worth it.

Holding On Through Every Attempt

Our 9th and final transfer worked. All because Kindbody never gave up on us. The team that helped us throughout this chapter of our lives were wonderful.

Gratitude for the People Who Were There

I want to thank the amazing nurses, sonographer (one specific one that I will cherish forever) as well as the Doctors that made this all happen.

Welcoming Our Baby Boy

We now have a beautiful baby boy that was all possible thanks to the help we received at Kindbody. My baby boy, Juanii, is perfect in every way.

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Kindbody, a leading fertility and family-building benefits provider and fertility care delivery platform, today announced the launch of its next-generation fertility platform, an integrated ecosystem that combines advanced clinical care, AI-driven intelligence, and wraparound patient support to make fertility and family-building more accessible, affordable, and patient-centered for employers, health plans, and their members. The platform will enter a structured pilot phase with select members of Kindbody’s employer clients in 2026, representing over three million covered lives, ahead of broad market availability in 2027.

Kindbody’s New Network Platform and Product Suite

Kindbody’s enhanced platform builds on its track record of clinical excellence to deliver measurable improvements in outcomes and cost efficiency across the full spectrum of family-building journeys. It is powered by a differentiated clinical model that brings together Kindbody owned and operated fertility clinics, a high quality network of partner clinics, and an integrated clinical app that provides patients with 24/7 virtual care at every stage of their conception, pregnancy, and reproductive health journey, extending through menopause.

The launch encompasses enhancements in medication management, third-party reproduction, adoption, pregnancy, men’s health, menopause, holistic support, and global program design.

Key components of the new network and platform include:

  • Driving Equitable Access Nationwide: Kindbody has significantly expanded access to consistent, high-quality care through its curated, integrated national network of IVF centers including IVIRMA, Inception Fertility (including The Prelude Network), and Ivy Fertility, ensuring employee members can receive reliable care wherever they live, including in historically underserved regions. By integrating clinics, labs, key network partners, and virtual care, Kindbody delivers a seamless, end-to-end experience with flexible entry points that enable members to begin care quickly and without unnecessary delays.
  • KindbodyRx and Medication Experience: A new Kindbody Fertility Medication Portal streamlines authorizations, ensuring timely dispensing and giving patients end‑to‑end visibility from prescription through coverage, pharmacy fulfillment, and delivery tracking. The experience is augmented by educational medication videos, “open the box” guidance, printed educational materials in each shipment, and improved inventory controls to reduce medication waste.
  • KindMan: Men’s Health and Fertility: Through KindMan, Kindbody expands men’s health education, digital resources, and integrated clinical care, including hormone management programs and longitudinal men’s care that extends beyond fertility. The model includes evaluations and treatment for andropause, erectile dysfunction, low testosterone, varicocele, and other male reproductive conditions, supported by evidence-based content co-developed with Posterity Health, a leader in male reproductive and hormonal health. Current specialized fertility services include semen analysis, diagnostic testing, male hormone panels, genetic testing, surgical sperm extraction procedures, sperm cryopreservation and storage, and advanced diagnostics such as DNA fragmentation and SpermQT testing.
  • Pregnancy Support App: Launching in Q2, Kindbody’s pregnancy support app will serve as a digital companion for expecting and new parents, offering thousands of resources, interactive tools, and clinically validated assessments to identify social drivers of health and mental health needs across pregnancy and beyond. The app will provide real-time near-daily guidance on pregnancy and postpartum care with clinician approved information that patients can trust. This support is associated with increased compliance with recognized quality measures such as HEDIS, and higher compliance of important care behaviors, including attending postpartum visits, with reported improvements of up to 127 percent in postpartum visit adherence within 30 days.
  • Menopause Program: Kindbody’s physician-led menopause program offers personalized consultations with board-certified OB-GYNs who can diagnose, treat, and manage menopausal symptoms, including hormone replacement therapy when appropriate. The program integrates one‑on‑one support from licensed nutritionists, mental health therapists, and pelvic floor specialists, with a 2025 internal survey indicating high satisfaction, meaningful symptom improvement, and reported gains in overall well‑being, sleep, mood, and workplace productivity.
     

AI-First Intelligence, Improved Outcomes, and Lower Costs

Kindbody’s enhanced platform will also embed AI and advanced analytics across the care journey to improve access, speed to treatment, and cost efficiency while maintaining a human‑centered clinical model.

  • AI‑Enabled Intake and Navigation: An AI-powered digital care navigator will guide employees from initial benefit activation through intake, triage, and scheduling, helping them get answers faster and connect with the right provider based on their individual needs, thereby reducing time to first appointment and speed to treatment.
  • Benefits and Treatment Planning Transparency: AI tools will track member benefits and treatment plans, providing clear, personalized information on coverage, expected out‑of‑pocket costs, and financial responsibility at each step of care.
  • Clinical Workflow Optimization: AI‑supported scribing will help clinicians document visits more efficiently, improving accuracy and freeing time for direct patient care.
  • Predictive Tools and IVF Innovation: A new predictor tool will give patients a clearer understanding of their individualized likelihood of having a baby across different treatment paths. Pilot programs will explore AI in IVF monitoring and embryology workflows, enabling quicker, more precise ultrasound readings and embryo quality assessments that can drive both improved outcomes and cost savings for employers and health plans.
  • A New Savings Model: In 2027, Kindbody will introduce a savings model for eligible large employers that leverages its owned Signature Clinics and integrated benefits platform to guarantee lower total fertility spend while improving clinical efficiency and patient experience. The model compares each eligible employer’s historical fertility costs to a projected Kindbody scenario, then layers on capped procedure pricing, a savings guarantee, and a shared-savings structure in which Kindbody’s fees are at risk if savings are not achieved. The program will be underpinned by robust data and measurement, designed to help large employers de-risk fertility spend, protect against competitive carve-out solutions, and align Kindbody’s economics directly with superior outcomes and total cost of care.

“With our next-generation fertility platform, Kindbody is redefining what comprehensive, intelligent, and affordable family-building care looks like for employers, health plans, and patients,” said David Stern, CEO of Kindbody. “By unifying best‑in‑class clinical care, AI‑driven intelligence, and whole‑person support, we are making it easier and more cost‑effective for more people to build the families they envision.”

Kindbody’s clinical outcomes data demonstrate strong performance relative to national benchmarks, with cumulative birth‑per‑egg retrieval and live‑birth‑per‑transfer and per‑retrieval rates that exceed U.S. averages, underscoring the platform’s ability to deliver high‑value care while minimizing additional treatment cycles that increase overall cost. These results, combined with optimized treatment planning and reduced waste, underpin the platform’s affordability pillar for payers and patients.

Kindbody’s evolution is guided by an experienced leadership team who will lead the company into its next chapter, bringing decades of combined expertise in reproductive medicine, technology, and healthcare delivery. Kindbody’s senior leaders bring more than 60 years of experience in reproductive medicine and over 70 years in employee benefits, healthcare consulting, and commercial leadership, positioning Kindbody to execute the next stage of growth and innovation.

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Treatments: IVF, Employee Member

Beginning the Journey

About 6 years ago I began the journey of wanting to start a family. My husband and I decided to start this long journey. I got pregnant, but at 8 weeks I lost the baby. 

Finding Help Through Walmart Benefits

After waiting a long time and nothing came naturally we looked for specialists. Thanks to our work at Walmart we found out about Kindbody

Navigating the Ups and Downs of Treatment

We began the journey to this treatment with ups and downs. They placed the first embryo and it was not resolved, so we had to start the treatment again.

A Miracle Realized

On our second attempt and thanks to God and Kindbody with their kind treatment and great doctors and nurses, my great miracle named Emmanuel was achieved. I am grateful to you and your great support.

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Future Family, the only financing platform built exclusively for fertility patients, today announced a partnership with Kindbody, a leading fertility and family-building benefits provider and fertility care delivery platform. This collaboration will provide Kindbody patients with greater access to comprehensive fertility treatments through flexible, patient-centered financing options paired with dedicated clinical and financial support.

"Access to affordable, compassionate fertility care has been our mission since day one," said Brian Miller, Chief Operating Officer at Kindbody. "Partnering with Future Family allows us to remove one of the most significant barriers our patients face—the cost of treatment. Together, we're ensuring that financial constraints don't stand between people and their dreams of building a family."

The partnership addresses a critical need in fertility care, where the average IVF cycle can cost $15,000-$20,000 or more, and patients often require multiple cycles. Through Future Family, Kindbody patients now have access to:
● Personalized financing up to $50,000 with competitive rates and flexible terms
tailored to individual treatment plans
● Soft pre-qualification that doesn't impact credit scores
● Dedicated Financial Specialists who customize payment plans based on each
patient's unique circumstances and treatment timeline
● RN Care Coaches who provide expert guidance throughout the fertility journey
● Comprehensive coverage for IVF, IUI, egg freezing, medications, genetic testing,
donor services, and more

"Future Family was born from personal experience—I built my own family through IVF and experienced first hand the high out of pocket cost of IVF. Financial stress can compound an already emotional journey," said Claire Tomkins, Founder of Future Family. "We've helped more than 10,000 patients move forward with care, and partnering with Kindbody allows us to extend that support to even more families seeking compassionate, accessible fertility treatment."

Future Family's financing features include no prepayment penalties, interest that accrues only on funds actually used, and flexibility to secure financing up to 90 days before treatment begins, with payments starting only after the initial disbursement. The platform's concierge approach ensures patients receive guidance on all aspects of their treatment costs, including medications, testing, and ancillary services.

The partnership reflects both organizations' commitments to making family building more accessible, particularly for LGBTQ+ individuals and families, single parents by choice, and anyone facing fertility challenges.

Kindbody patients can apply for financing online and connect directly with a Future Family Financial Specialist to explore options specific to their treatment plan.

About Kindbody
Kindbody is a leading fertility, family-building, and women’s health company offering comprehensive clinical care and benefit solutions for employers, health plans, and individuals. Through its national network of signature clinics, partner practices, and virtual care, Kindbody provides end‐to‐end support spanning fertility treatment, third‐party reproduction, adoption, pregnancy, men’s health, menopause, and holistic well‐being. By combining outcomes‐driven medicine, technology, and compassionate care, Kindbody is on a mission to make high‐quality reproductive and family-building care more accessible, affordable, and equitable for people everywhere. To learn more about Kindbody visit www.kindbody.com.

About Future Family
Future Family is the only financing platform built exclusively for fertility patients. Founded by a fertility patient who built her own family through IVF, Future Family combines flexible, fixed-rate financing with dedicated clinical and financial support. Having helped more than 10,000 patients access care, Future Family's mission is to remove financial barriers so more people can build the families of their dreams. For more information, visit https://www.futurefamily.com/.ative Financing Solutions.

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